Do not rely on the government or someone else to protect what you have worked so hard to achieve. One vital component of an overall security strategy is the legal rights of both your site and its members. Be very clear right up-front, as to what you will, can and in some cases do that may be necessary to protect the information stored in your database(s).
One tool is available to assist and virtually cover every right and protection afforded to you and visitors to your site, Legal Module 1.0. Click
here for screens and
here for download (registration required).